Top Five Things To Look For In A Mortgage Agent

Author: RS Mortgage Solutions | | Categories: Alternative Lending , Construction Loan , Debt Consolidation , First Time Home Buyer Mortgage , Investment Property Mortgage , Mortgage Agent , Mortgage Refinancing , Mortgage Renewal , Private Mortgage , Purchase Mortgage , Renovation Mortgage , Reverse Mortgage , Self-Employed Mortgage , Switch Mortgage


As a first-time home buyer, or a person seeking a mortgage, there is always a fear of missing out on a product that is within your means or being turned down by a bank or lender because your documentation does not add up. While there are ways and means to mitigate these fears, one of the easiest ways is to enlist the services of a mortgage agent.

With years of experience on their side and a thorough understanding of how the system functions, along with the right number of lenders, a mortgage agent will help you tide over any struggles you face while trying to obtain a mortgage.

Unfortunately, as there are several professionals in the market, picking one that matches your needs and expectations can be challenging. To help simplify your search and begin the mortgage obtaining process, here is a list of top five things to look for in a mortgage agent. 

1. Experience
Having an agent with vast experience in the various options available and being able to creatively maneuver through complicated files is vital in your bid to obtain a mortgage. An experienced agent will also have your best interests in mind.

2. Reliable
Enlist an agent who is there for you quickly and efficiently. There’s nothing worse than having to wait endlessly to hear back from your agent.

3. Knowledgeable
The mortgage world is continually evolving, and it is essential to work with an agent who is up to date with the current mortgage rates and mortgage offers that best suit your situation.

4. Trustworthy
Sharing your personal and financial information can be scary. Trusting your agent will help build the relationship required to help close on your mortgage application. Trusting your agent can also assist in ensuring your obtaining the best mortgage product for your needs.

5. Multiple Lenders 
An agent with access to multiple lenders is ideally placed to help you find a mortgage product that suits your requirements while also being within your budget and has the best rates.

If you’re looking for a mortgage agent in Durham Region, ON, reach out to RS Mortgage Solutions. As a leading mortgage agent that serves clients across Newmarket, Brampton, Oakville, Milton, Mississauga, and the Durham Region, we have more than fifteen years of experience in real estate, investing, mortgage investment and land development.

Our services include first time home buyer mortgage, mortgage refinance, alternative lending, renewals/switch mortgages, private mortgages, reverse mortgages, construction loans, and others.

To learn more about the services we offer, please click here. To get in touch with us, please click here.   

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